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Stripe is introducing stablecoin financial accounts across 101 countries.
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USDC and USDB will be the first supported stablecoins.
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The company also rolled out a new AI model for fraud detection and payments optimization.
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Stripe processed $1.4 trillion in 2024, a 38% YoY increase.
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The updates are part of Stripe’s renewed push into crypto and AI.
Stripe Doubles Down on Crypto and AI
Stripe unveiled a new suite of features at its annual user conference, including stablecoin payment accounts and a powerful AI fraud-detection model. The firm is capitalizing on two megatrends reshaping finance — crypto and AI — according to CEO Patrick Collison.
Stablecoin Financial Accounts Go Global
Stripe’s stablecoin accounts will enable businesses in 101 countries to receive, hold, and send funds in stablecoins like USDC and USDB. The new accounts will work alongside traditional rails, bridging fiat and crypto seamlessly.
AI Payments Model for Smarter Transactions
The company also launched the Payments Foundation Model, trained on billions of past transactions. It aims to reduce fraud and increase authorization rates, giving businesses better tools to manage risk and improve payment performance.
Building on a Crypto Rebound
Stripe previously pulled back from crypto in 2018, but returned in late 2024 with a “Pay with Crypto” feature and a $1.1B acquisition of Bridge, a stablecoin payments platform. The firm processed $1.4 trillion in payments in 2024 — roughly 1.3% of global GDP — and is now pushing deeper into fintech infrastructure.
